Planning to Buy a Home?
Work out what you can borrow, your EMI, and how prepaying saves interest.
- Home Loan EligibilityFind out how much home loan you can get from your net monthly income, existing EMIs, FOIR, interest rate and tenure — with an optional LTV cap on the property value, your maximum affordable EMI and the binding constraint highlighted.
- EMIEquated monthly instalment, total interest and total cost for home, car and personal loans, with a full amortisation schedule and principal-vs-interest breakdown.
- AmortizationGeneric, US-style loan amortization: enter the loan amount, interest rate, term in years and payment frequency to get the payment per period, total interest, total paid and a full amortization schedule with a principal-vs-interest breakdown.
- Home Loan PrepaymentSee how much interest a home loan prepayment saves. Model a one-time lumpsum or extra monthly part-payment, compare reduce-tenure vs reduce-EMI, and get the new payoff month, revised EMI, total interest before and after, and net interest saved.
- Car LoanCar loan monthly payment, total interest and total cost from the vehicle price, down payment and trade-in — with the financed amount, a full amortisation schedule and a principal-vs-interest breakdown.