Retirement & FIRE
Build a corpus, plan withdrawals, and find your financial-independence number.
- SIPProject the maturity value, total invested and estimated returns of a monthly SIP (systematic investment plan) in a mutual fund, with a year-by-year growth chart.
- LumpsumProject the maturity value, invested amount and estimated returns of a one-time lumpsum mutual-fund investment from your amount, expected return and tenure, with a year-by-year growth chart.
- SWPPlan a Systematic Withdrawal Plan: see your remaining corpus, total withdrawn, return earned and the exact month your money runs out from a lump sum, monthly withdrawal, expected return and tenure, with a balance-over-time chart. Matches Groww and ClearTax.
- RetirementFind the retirement corpus you need and whether you are on track — from your age, monthly expenses, inflation and expected pre- and post-retirement returns. Uses the inflation-growing present-value method, shows the surplus or shortfall, the monthly SIP to close the gap, a 25× / 4%-rule sanity band and a year-by-year accumulation chart.
- NPSProject your National Pension System (NPS) retirement corpus, lump sum, annuity amount and estimated monthly pension. Enter your age, monthly Tier-1 contribution, expected return and annuity rate — with the annuity-due formula, the 40% minimum annuity and the 60% tax-free lump-sum rule.
- PPFPublic Provident Fund maturity value, total interest and a year-by-year breakdown, with the ₹1.5 lakh yearly limit and 15-year tenure.
- FDFixed deposit maturity value, interest earned and year-by-year growth from the deposit amount, rate, tenure and compounding frequency — quarterly, monthly, half-yearly or yearly.